CHAPTER 13 BANKRUPTCY


Chapter 13 Bankruptcy gives you time to pay missed payments and allows you to wipe out part of you debts.  Chapter 13 Bankruptcy allows you to lower monthly payments.

Chapter 13 Bankruptcy allows you to:
1. Stop Foreclosure
2. Stop reposition of your car or mobile home
3. Make up missed payments
4. Wipe out other debts

When you file for a Chapter 13, you must submit a plan to pay certain debts.  When the court approves the "Chapter 13 Plan", your creditors are bound by it.   You only pay the amounts the Chapter 13 Plan provides for.   Creditors must stop ALL collections against you.

Currently we do not administer Chapter 13 Bankruptcy.